ConfiCasa Mortgage International offers you the most extensive line of financing products in the cross-border Mexico lending market today. All of ConfiCasa’s Premier Loan Programs are designed exclusively for the U.S. and Canadian buyer wishing to acquire their Mexico vacation home, retirement home or investment property. As the most diversified lending source in all of Mexico, including several exclusive and semi-exclusive loan programs, ConfiCasa Mortgage International offers you every lending option available today . . . something that no one else can claim! This enables us to offer you the optimum cross-border Mexico loan program without the hassle of prospecting multiple providers.

ConfiCasa Mortgage International offers every loan program currently available in the market for your cross-border Mexico property purchase.  Because we have every loan program under one roof, our professional and experienced cross-border mortgage loan officers will work more effectively to determine the best loan program to fit your needs.

Our feature products include:
EXCLUSIVE PREMIER VI
CONSTRUCTION FINANCING WITH SEMI EXCLUSIVE PREMIER VIII

• U.S. citizens, Canadian citizens, and Green Card holders
• Lending available in all top resort areas
• Exclusive ConfiCasa loan programs including up to 80% LTV for U.S. and Canadian buyers
• 3, 5, 10 year interim ARMS; 15, 20, 25 and 30 year fixed rate
• Credit scores as low as 650 (loan programs and terms vary depending on credit score)
• Interest rates as low as 6.5% (depends on LTV, DITI and credit score)
• Full Documentation, Alternative Documentation and the ONLY Stated Income Loan in the Market today
• Minimum loan amount U.S. $100,000
• No maximum loan amounts (on case by case basis)
• Primary, Vacation and Investment Properties
• Single Family Homes, Town Homes, Condos and Fractionals

Our Exclusive Premier VI Loan Program is not available anywhere else and only may be obtained through ConfiCasa Mortgage International. Our Exclusive Premier VI loan program has the highest loan to value ratio for American and Canadian buyers. Moreover, no other loan program in the market offers an 80% Loan to Value Ratio for Canadian buyers. Other loan program features include the only stated income loan program available in the market, as well as the strongest track record of execution in the market.

Our Semi-Exclusive Premier VIII Loan Program is the most innovative Construction Loan Program in the market as it provides construction financing for single family homes and condominiums at extremely competitive loan to value ratios and interest rates.

ConfiCasa Mortgage International’s Exclusive Premier VI Loan Program is not available anywhere else and only may be obtained through ConfiCasa Mortgage International. Our Exclusive Premier VI loan program has the highest loan to value ratio for American and Canadian buyers. No other lender or loan program in the market offers an 80% loan to value ratio for Canadian buyers.
 
ConfiCasa’s Exclusive Premier VI Loan Program also features the only stated income loan program available in the market today, which is ideal for buyers that are not able to fully document their income.

Because of the unique relationship shared among ConfiCasa Mortgage International and our Premier VI lender partner, the loan process is completely integrated. A fully integrated process allows us to have the fastest loan commitment turnaround times as well as the strongest track record of execution with an extremely smooth process. This translates into significant savings on costs and time to close.

• Loan to Values up to 80%
• The ONLY Stated Program available in the market at a 70% Loan to Value ratio
• 5 & 7 Year Hybrid Rates
• 30 year Amortizations
• Single Family Homes, Town Homes and Condos
• Full Documentation, Alternative Documentation and the only Stated Income Loan in the Market
• Minimum Loan $100,000
• Maximum Loan $2,500,000  (higher amounts regularly approved with good credit assets)
  

ConfiCasa Mortgage International offers you the most innovative construction financing program available in the cross-border Mexico mortgage market today. ConfiCasa’s Premier VIII Loan Program provides you with construction financing for your Mexico property, whether you are building or buying pre-construction. No other construction financing loan program in the market allows you to finance your condominium with mortgage financing or offers you with such affordable rates and a one-time close on a house or a condominium.

This most unique mortgage construction financing product provides many obvious benefits incliuding:

• Allows you to borrow your construction/pre-construction costs for your Mexico home
• Available for Single Family Homes and Condominiums
• Frees up cash needed for your deposits during construction
• Loan to value ratio up to 75%
• Construction financing automatically rolls to a permanent mortgage without two closing fees
• Maximum loan amount of $2 million (exceptions made for higher loan amounts)
• 10, 20 year fixed terms; 15 year fixed term with 30 year amortization
• Most competitive construction rates in the market from 7.59% to 8.75% depending on term

Each ConfiCasa Mortgage International Premier Loan Program has different qualification criteria including; Property Location, Credit Profile, Type of Income Documentation, Property Usage, and Property Type. One of our dedicated and professional Loan Officers will help you determine the loan program that is a perfect fit for your specific needs.

Each of ConfiCasa Mortgage International’s Premier Loan Programs include different loan product features, including: Loan Type, Term/Amortization, Rate, Loan to Value Maximum and Historical Track Record of Closing and Funding.  Every ConfiCasa Mortgage Loan Officer is highly trained on each one of our Loan Program Product Features, helping you to determine the options that best fit your specific needs.